Rahul Mehta Gandhinagar LsCandidate
Modiji orders SBI Chairman to increase minimum balance and increase bank fees. SBI Chairman obeys. Modiji's ONLY goal to cover NPAs.
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RSS (*) workers and NaMo-andhbhagats insist that ONLY SBI Chairman should be blamed and Modiji must NOT be blamed for this NPA or fee increases, and increase in minimum balance.
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(* RSS = RSS + BJP , just as Gangadhar = Gangadhar + Shaktimaan. There are 215 PhD thesis which PROVE the FACT that Gangadhar and Shaktimaan are two different people. And same 215 authors have published 215 PhD thesis which PROVE the FACT that RSS and BJP are different. But one needs IQ of 4000 to understand these thesis and their FACTS. My IQ is 107. So I trashed those thesis.)
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Solution I propose is
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(1) Publish names of EACH NPA creator and start confiscation of their wealths - Modiji has refused to publish names of ALL NPA creators and confiscate their wealths
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(2) Narcotest of NPA creators and apex bank officials in public to see if loans were given after corruption - confiscate their wealths if corruption is proved. Here too, SoMoKe have opposed narcotest in public on corrupt bank apex officials who had given loas after taking bribes.
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(3) Henceforth, create a OPTIONAL PUBLIC Govt Owned BitCoin type system , where all transactions will be public --- the cost of this system will be low and advantage or disadvantage is that all transactions will become open. This will reduce load on banks
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(4) Merge ALL PSU banks - so finally there will be ONLY SBI and RBI
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(5) PSU banks will give ungauranteed loans ONLY for homes, medicine and education. All other loans are given only after gurantors with FDs are available, So banks risk will be almost zero. And new NPAs will not arise
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In addition, there are more proposals.
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I request activists to dump SoMoKe , their andhbhagats and focus on publicizing these proposals.
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Otherwise, SoMoKe have simple solution to NPA problem --- rob depositors, And SoMoKe have NO goal to reduce NPAs in future.